South Florida
Metal Roofing for South Florida Homes
A standing seam metal roof is the best wind and salt-air performance money buys on a South Florida house, and for most owners it is the last roof they pay for. At $10.75 per square foot with permits included, the cost per year of service beats asphalt outright.
- From $10.75 / sq ft
- Standing seam & 5V crimp
- $0 down, no credit check
Overview
Buy the roof once
Metal is the only common residential system that has no organic material in it. Nothing to grow algae, nothing to absorb water, no granules to wash into the gutter, no oils to bake out. It expands, it contracts, and it sits there. That is the entire reason it lasts.
The performance argument is just as direct. Concealed-clip standing seam has no fasteners exposed on the panel face for wind to work on, which is why it is the system engineers reach for when uplift is the priority. A light, cool-rated finish also sends solar radiation back up instead of loading your attic with it, and you feel that in August.
The catch is the up-front number. Metal starts at $10.75 per square foot with permits and permit fees included, so it is close to double an entry-level shingle roof. We are a family-owned, state-certified contractor with no commissioned salespeople, PACE approved and offering $0 down financing, and we will beat any written estimate from another licensed contractor. Whether the math works for you is a question we will answer honestly at the free measurement.
Why us
What you get with USA Roofing & Construction
Nothing exposed to the wind
Standing seam hides its clips and fasteners inside the seam. No screw heads on the panel face means nothing for uplift to grab and nothing to back out over time.
Reflects heat instead of storing it
A cool-rated finish bounces solar energy off the roof rather than driving it into the attic, which shows up on the July power bill.
Decades past a shingle roof
Aluminum standing seam routinely runs 40 years and beyond in this climate. There is nothing on it to curl, granulate or rot.
From $10.75 per sq ft
Permits and fees included, price 100% guaranteed, and financing from $65 a month with terms out to 30 years.
Standing seam, exposed fastener and 5V crimp
All three are metal roofs and the price gap between them is large, so it pays to know what separates them. The difference is where the fasteners live and how the panels lock together.
Standing seam is also the system that works on shallow pitches where shingle and tile are not permitted, which is why it turns up on flat-roofed modern homes and on the low-slope wings of older ranch houses.
- Standing seam — panels interlock at a raised vertical seam, either snapped together or mechanically field-seamed, over concealed clips. No penetrations through the panel face. Most expensive, best performing, cleanest looking.
- Exposed fastener panels (R-panel, corrugated, Ag panel) — screwed through the face into the deck with neoprene washers. Cheapest metal option. Those washers dry out and the screws need re-torquing or replacing somewhere around the 10 to 15 year mark.
- 5V crimp — the traditional Florida panel with two V ribs at each edge. It is an exposed-fastener system, but a simple, proven one, and it is the right period detail on cottages, porches, additions and Cracker-style homes.
- Aluminum — does not rust at all. It is what we recommend near the water, where salt spray finds every cut edge and scratch.
- Galvalume steel — an aluminum-zinc coated steel, stiffer and cheaper than aluminum and excellent inland, but it is still steel at the cut edges.
- Finish matters as much as the metal. A PVDF-class paint system holds color and gloss for decades where cheaper polyester finishes chalk and fade early in this UV.
What goes under the panels
A metal roof gets hotter than any other system on the deck, and it moves. Panels grow and shrink with temperature every single day for forty years. The detailing has to allow for that or the roof telegraphs it back to you as noise, oil canning and loosened fasteners.
- Full strip to the deck, rotten sheathing replaced, and the deck re-nailed to current code before anything goes down.
- High-temperature self-adhered underlayment. A standard peel-and-stick can soften under metal in South Florida heat, so the temperature rating on the product is not a detail to skip.
- Clip and fastener schedule taken from the system approval, with spacing tightened at the perimeters, corners, hips and ridge where uplift pressures are highest.
- Panels cut and formed for your roof, so runs go eave to ridge without a horizontal lap wherever the geometry allows.
- Formed eave, ridge, hip, valley and sidewall flashings, with closures that keep wind-driven rain, insects and nesting birds out of the panel ribs.
- Dissimilar metals kept apart. Copper, steel and aluminum in direct contact will corrode each other, and so will the wrong fastener in the right panel.
Five things people get wrong about metal roofs
Most of the objections we hear about metal come from someone repeating what they heard about a barn. Here is the version from people who install these.
- It is loud in the rain — over a solid plywood deck, underlayment and an insulated attic, it is not meaningfully louder than shingle. The myth comes from bare panels screwed to open purlins with nothing underneath.
- It attracts lightning — it does not. Metal is non-combustible and conducts energy safely to ground, which makes a struck metal roof less dangerous than a struck asphalt one, not more.
- It dents — hail is rarely the issue in South Florida. Falling branches and careless foot traffic are. Heavier gauge aluminum or steel and knowing where to step handle both.
- It costs too much — divide by years. Shingle at $6.00 across roughly 18 years runs about 33 cents per square foot per year. Metal at $10.75 across 40 runs about 27, and that is before you count the cooling savings and the insurance credit.
- It is hard to insure — usually the reverse. Florida carriers price wind performance, and an approved metal system documented on a current wind mitigation inspection is one of the easier roofs to put in front of an underwriter.
Affordable roof financing
Every home deserves a safe roof — including yours
A roof shouldn’t wait for a perfect credit score. We’re a PACE-approved contractor, so we can put a new roof over your family for as little as $65 a month with nothing down.
- No credit check required
- $0 down with 100% financing
- PACE program approved contractor
- Secured & unsecured financing
- 10, 20 and 30 year terms
- No pre-payment penalty
*Payment example based on approved credit and project size. Terms vary — ask us for the exact numbers on your roof.
Questions
Metal Roofing — straight answers
How long does a metal roof last in South Florida?
A properly installed aluminum standing seam roof commonly runs 40 to 50 years here, and the finish usually shows its age before the metal does. Exposed-fastener systems like 5V crimp and R-panel run shorter, roughly 20 to 30 years, and they need their screws and neoprene washers serviced along the way. Both outlast asphalt by a wide margin.
Aluminum or galvalume if I live near the ocean?
Aluminum, without much debate. It does not rust, so salt spray cannot start corrosion at a scratch, a cut edge or a drilled hole. Galvalume is a strong, cost-effective panel and it performs well a few miles inland, but the closer you are to open water the more the aluminum premium is worth paying. On a barrier island or a direct-exposure coastal lot we quote aluminum.
Is a metal roof loud when it rains?
Not in a modern residential install. The panels sit on self-adhered underlayment over a solid plywood deck, with an insulated attic below. That assembly deadens rain noise to roughly what you hear under shingle. The loud metal roof everyone remembers is a barn or a carport, where panels are fastened to open purlins with nothing but air underneath.
Will a metal roof lower my electric bill?
It helps, particularly with a light, cool-rated finish. Reflective metal sends a large share of solar radiation back off the roof instead of letting it soak into the deck and load the attic, so the attic runs cooler and the air conditioner cycles less. How much you save depends on your insulation, ventilation and how much of the house sits under conditioned attic space.
Can metal panels go over my existing shingles?
It is sometimes done, and we do not recommend it. Covering shingles hides the deck when the deck is precisely what has to be inspected and re-nailed to current code, and it traps heat and moisture against the underside of the new panels. Our metal pricing is written around a full tear-off, with disposal and permits already inside the number.
What does a metal roof cost?
Metal starts at $10.75 per square foot with permits and permit fees included and no hidden fees. Panel profile, metal type and finish move it, and so does roof complexity — hips, valleys, dormers and skylights all add flashing and cut waste. We measure the roof for free, give you an instant roof report and a fixed written price, and we will beat any written estimate you already hold.
Reviews
Homeowners who trusted us with the job
5.0 out of 5 · verified Google reviews
I can't say enough about the professionalism and quality of work USA Roofing & Construction delivered! Eli and Max were there with me every step of they way. They replaced my front door, garage door and skylight. Communication was excellent. Service was outstanding. Everything was done in a timely fashion. I highly recommend them and will use their services again in the future. Thank you for making my construction issues easy! Love my front door and so does Buddy!
USA Roofing and Construction's commitment to excellence is evident in every aspect of their business, from the initial consultation to the final inspection. USA Roofing and Construction's team is a well-oiled machine, working seamlessly together to deliver exceptional results and exceed customer expectations.
Delivered as promised on budget. I would recommend them and use them again!
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Local crews across South Florida
We travel all around South Florida — from Miami-Dade to Palm Beach County. Pick your city to see local roofing information, or just call and we’ll tell you if we cover your street.
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- Call or text954-893-2550
- Email ususaroofingac@gmail.com
- Visit us1118 N 46 Terrace, Hollywood, FL 33021
- State licensesCCC1337306 · CBC1266379
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